The saddle tree is the rigid internal framework that gives a western saddle its shape and determines how weight is distributed across a horse's back. Everything else about the saddle — the leather, the rigging, the skirts — is built around and attached to the tree, which means the tree's condition is the foundation of the whole saddle's safety and function. Most riders never see the tree directly, which makes understanding the warning signs of tree damage especially important. The most obvious indicator of a damaged tree is visible or tactile asymmetry when you look down the gullet from the front of the saddle. Set the saddle on a rack or sawhorse and sight down from the pommel toward the cantle. The gullet channel should be straight, the bars should look even on both sides, and nothing should appear twisted or canted. A saddle that rocks side to side when placed on a level surface is often dealing with a twisted or broken tree. When a horse shows unusual resistance to saddling, back soreness, a reluctance to move forward, or behavioral changes under saddle that appear only in certain gaits or collected movements, the tree is one of the first things a knowledgeable saddle maker will check. A tree that has broken or shifted puts uneven pressure on the horse's back in ways that cause significant discomfort over time, and the damage done to the musculature can be slow to reveal itself to the rider. Wood and fiberglass trees each have different failure modes. A wood tree can crack at the fork or along the bars, especially after a hard fall or if the saddle has been stored improperly under heavy weight. A fiberglass tree may delaminate or develop stress fractures that are not visible from the outside. If you have any doubt, take the saddle to a qualified saddle maker for evaluation before your next ride. A broken tree is not something to ride through.
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Watch: How to Know When It Is Time to Replace Your Saddle Tree

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Al Dunning: Speed Control and Horsemanship — How to Know When It Is Time to Replace a Saddle Tree
Al Dunning